/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', system-ui, sans-serif; background: #fff; color: #1a1a2e; line-height: 1.6; }

/* ===== CSS VARIABLES ===== */
:root {
  --blue: #0047AB;
  --blue-dark: #003080;
  --blue-light: #e8f0fd;
  --blue-mid: #1a5cc8;
  --green: #16a34a;
  --green-dark: #15803d;
  --green-light: #dcfce7;
  --gray-50: #f9fafb;
  --gray-100: #f3f4f6;
  --gray-200: #e5e7eb;
  --gray-400: #9ca3af;
  --gray-500: #6b7280;
  --gray-600: #4b5563;
  --gray-700: #374151;
  --gray-900: #111827;
  --white: #ffffff;
  --radius: 14px;
  --radius-sm: 8px;
  --shadow: 0 4px 24px rgba(0,71,171,.10);
  --shadow-lg: 0 12px 48px rgba(0,71,171,.16);
  --transition: .2s ease;
}

/* ===== UTILITIES ===== */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); border: 0; }
.skip-link { position: absolute; top: -40px; left: 0; background: var(--blue); color: #fff; padding: 8px 16px; z-index: 9999; text-decoration: none; border-radius: 0 0 8px 0; transition: top .2s; }
.skip-link:focus { top: 0; }

/* ===== BUTTONS ===== */
.btn { display: inline-flex; align-items: center; gap: 8px; font-family: inherit; font-weight: 600; font-size: .9rem; border: none; cursor: pointer; text-decoration: none; transition: all var(--transition); border-radius: 50px; }
.btn-primary { background: var(--blue); color: #fff; padding: 12px 24px; }
.btn-primary:hover { background: var(--blue-dark); transform: translateY(-1px); box-shadow: var(--shadow); }
.btn-green { background: var(--green); color: #fff; padding: 12px 24px; }
.btn-green:hover { background: var(--green-dark); transform: translateY(-1px); box-shadow: 0 8px 24px rgba(22,163,74,.25); }
.btn-ghost { background: transparent; color: #fff; padding: 12px 24px; border: 1.5px solid rgba(255,255,255,.3); }
.btn-ghost:hover { background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.6); }
.btn-outline { background: transparent; color: var(--blue); padding: 12px 24px; border: 1.5px solid var(--blue); }
.btn-outline:hover { background: var(--blue-light); }
.btn-sm { padding: 9px 18px; font-size: .82rem; }
.btn-lg { padding: 16px 32px; font-size: 1rem; }


/* ===== PAGE HERO (inner pages) ===== */
.page-hero { background: linear-gradient(160deg,#020B18,#0a1628 40%,#0d2045 70%,#081535); padding: 140px 0 80px; text-align: center; }
.page-hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.15); border-radius: 50px; padding: 6px 16px; font-size: .78rem; font-weight: 600; color: rgba(255,255,255,.8); margin-bottom: 24px; }
.page-hero-badge-dot { width: 6px; height: 6px; background: #4ade80; border-radius: 50%; animation: pulse 2s infinite; }
.page-hero h1 { font-size: clamp(2rem, 5vw, 3.2rem); font-weight: 800; color: #fff; line-height: 1.15; margin-bottom: 20px; }
.page-hero h1 .highlight { background: linear-gradient(135deg,#60a5fa,#a78bfa); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.page-hero p { font-size: 1.05rem; color: rgba(255,255,255,.65); max-width: 600px; margin: 0 auto 32px; line-height: 1.75; }
.breadcrumb { display: flex; align-items: center; justify-content: center; gap: 8px; font-size: .8rem; color: rgba(255,255,255,.4); margin-top: 32px; }
.breadcrumb a { color: rgba(255,255,255,.5); text-decoration: none; }
.breadcrumb a:hover { color: rgba(255,255,255,.8); }
.breadcrumb span { color: rgba(255,255,255,.25); }

/* ===== SECTIONS ===== */
.section { padding: 96px 0; }
.section-alt { background: var(--gray-50); }
.section-hd { max-width: 680px; margin-bottom: 56px; }
.section-hd.centered { text-align: center; margin-left: auto; margin-right: auto; }
.eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--blue); margin-bottom: 12px; }
.section-hd h2 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); font-weight: 800; color: var(--gray-900); line-height: 1.2; margin-bottom: 16px; }
.section-desc { font-size: .97rem; color: var(--gray-500); line-height: 1.75; }

/* ===== SERVICE CARDS ===== */
.services-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.service-card { background: #fff; border: 1.5px solid var(--gray-200); border-radius: var(--radius); padding: 32px; display: flex; flex-direction: column; gap: 16px; transition: all .3s; }
.service-card:hover { border-color: var(--blue); transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.service-icon { width: 52px; height: 52px; background: var(--blue-light); border-radius: 12px; display: flex; align-items: center; justify-content: center; color: var(--blue); }
.service-card h3 { font-size: 1.1rem; font-weight: 700; color: var(--gray-900); }
.service-card p { font-size: .9rem; color: var(--gray-500); line-height: 1.7; flex: 1; }
.service-rate { display: flex; align-items: center; gap: 6px; font-size: .85rem; font-weight: 700; color: var(--blue); }
.service-link { display: flex; align-items: center; gap: 6px; font-size: .85rem; font-weight: 600; color: var(--blue); text-decoration: none; margin-top: auto; }
.service-link:hover { gap: 10px; }

/* ===== STATS ===== */
/* .stats-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.stat-item { text-align: center; padding: 32px 16px; }
.stat-num { font-size: 2.8rem; font-weight: 800; color: var(--blue); line-height: 1; margin-bottom: 8px; }
.stat-label { font-size: .85rem; color: var(--gray-500); font-weight: 500; } */

/* ===== TESTIMONIALS ===== */
.testimonials-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.testimonial-card { background: #fff; border: 1.5px solid var(--gray-200); border-radius: var(--radius); padding: 28px; display: flex; flex-direction: column; gap: 16px; }
.stars { color: #f59e0b; font-size: 1rem; letter-spacing: 2px; }
.test-text { font-size: .9rem; color: var(--gray-700); line-height: 1.75; font-style: italic; flex: 1; }
.test-author { display: flex; align-items: center; gap: 12px; }
.author-av { width: 40px; height: 40px; background: var(--blue); color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: .72rem; font-weight: 700; flex-shrink: 0; }
.author-name { font-size: .88rem; font-weight: 700; color: var(--gray-900); }
.author-loc { font-size: .78rem; color: var(--gray-400); }


/* ===== FORM ===== */
.form-card { background: #fff; border: 1.5px solid var(--gray-200); border-radius: var(--radius); padding: 36px; box-shadow: var(--shadow); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group.full { grid-column: 1 / -1; }
.form-label { font-size: .83rem; font-weight: 600; color: var(--gray-700); }
.req { color: #ef4444; }
.form-hint { font-size: .75rem; color: var(--gray-400); }
.form-input, .form-select, .form-textarea { font-family: inherit; font-size: .9rem; color: var(--gray-900); background: var(--gray-50); border: 1.5px solid var(--gray-200); border-radius: var(--radius-sm); padding: 12px 14px; width: 100%; outline: none; transition: all var(--transition); }
.form-input:focus, .form-select:focus, .form-textarea:focus { border-color: var(--blue); background: #fff; box-shadow: 0 0 0 3px rgba(0,71,171,.08); }
.form-input.error, .form-select.error { border-color: #ef4444; }
.form-textarea { resize: vertical; min-height: 100px; }
.form-check { display: flex; align-items: flex-start; gap: 10px; }
.form-check input[type="checkbox"] { width: 16px; height: 16px; accent-color: var(--blue); flex-shrink: 0; margin-top: 3px; }
.check-lbl { font-size: .83rem; color: var(--gray-600); line-height: 1.6; }
.check-lbl a { color: var(--blue); }
.form-success { display: none; text-align: center; padding: 40px 20px; }
.form-error-msg { font-size: .78rem; color: #ef4444; }

/* ===== CALC CARD ===== */
.calc-card { background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.1); border-radius: 20px; padding: 32px; backdrop-filter: blur(12px); }
.calc-title { display: flex; align-items: center; gap: 10px; font-size: 1rem; font-weight: 700; color: #fff; margin-bottom: 24px; }
.calc-field { margin-bottom: 20px; }
.calc-label { display: flex; justify-content: space-between; align-items: center; margin-bottom: 8px; }
.calc-label label { font-size: .82rem; font-weight: 500; color: rgba(255,255,255,.7); }
.val { font-size: .9rem; font-weight: 700; color: #fff; }
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 4px; background: rgba(255,255,255,.15); border-radius: 2px; outline: none; }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 20px; height: 20px; background: var(--blue); border-radius: 50%; cursor: pointer; border: 3px solid #fff; box-shadow: 0 2px 8px rgba(0,0,0,.3); }
.range-labels { display: flex; justify-content: space-between; margin-top: 4px; font-size: .7rem; color: rgba(255,255,255,.35); }
.calc-result { background: rgba(255,255,255,.06); border-radius: 12px; padding: 20px; text-align: center; margin: 20px 0 12px; }
.result-label { font-size: .75rem; color: rgba(255,255,255,.5); text-transform: uppercase; letter-spacing: .08em; margin-bottom: 4px; }
.result-amount { font-size: 2.2rem; font-weight: 800; color: #fff; line-height: 1; }
.result-period { font-size: .8rem; color: rgba(255,255,255,.5); margin-bottom: 16px; }
.result-details { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; border-top: 1px solid rgba(255,255,255,.08); padding-top: 16px; }
.detail-lbl { font-size: .7rem; color: rgba(255,255,255,.4); margin-bottom: 2px; }
.detail-val { font-size: .88rem; font-weight: 700; color: rgba(255,255,255,.85); }
.calc-taeg { font-size: .68rem; color: rgba(255,255,255,.35); line-height: 1.5; text-align: center; }

/* ===== HERO MAIN ===== */
.hero { background: linear-gradient(160deg,#020B18,#0a1628 40%,#0d2045 70%,#081535); min-height: 100vh; display: flex; align-items: center; padding: 80px 0 40px; }
.hero-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12); border-radius: 50px; padding: 6px 14px; font-size: .75rem; font-weight: 600; color: rgba(255,255,255,.7); margin-bottom: 20px; }
.hero-badge-dot { width: 6px; height: 6px; background: #4ade80; border-radius: 50%; animation: pulse 2s infinite; }
@keyframes pulse { 0%,100%{opacity:1;transform:scale(1)} 50%{opacity:.5;transform:scale(1.4)} }
#hero-title { font-size: clamp(2rem, 4.5vw, 3.2rem); font-weight: 800; color: #fff; line-height: 1.12; margin-bottom: 20px; }
.highlight { background: linear-gradient(135deg,#60a5fa,#a78bfa); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.hero-sub { font-size: .97rem; color: rgba(255,255,255,.62); line-height: 1.78; margin-bottom: 28px; max-width: 480px; }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 28px; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 16px; list-style: none; }
.trust-item { display: flex; align-items: center; gap: 6px; font-size: .8rem; color: rgba(255,255,255,.55); }
.trust-icon { color: #4ade80; font-weight: 700; }

/* ===== CTA SECTION ===== */
/* .cta-section { background: linear-gradient(135deg,var(--blue),var(--blue-dark)); padding: 80px 0; text-align: center; color: #fff; }
.cta-section h2 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); font-weight: 800; margin-bottom: 16px; }
.cta-section p { font-size: .97rem; opacity: .8; max-width: 600px; margin: 0 auto 32px; line-height: 1.7; }
.cta-btns { display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; } */

/* ===== LEGAL ===== */
/* .legal-notice { background: var(--gray-900); color: rgba(255,255,255,.45); padding: 20px 0; }
.legal-notice p { font-size: .72rem; line-height: 1.7; } */

/* ===== FOOTER ===== */
/* footer { background: #020B18; padding: 72px 0 0; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
footer .nav-logo { color: #fff; margin-bottom: 16px; display: inline-flex; }
footer p { font-size: .85rem; color: rgba(255,255,255,.45); line-height: 1.7; }
.footer-cert { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 16px; }
.cert-badge { font-size: .7rem; font-weight: 600; color: rgba(255,255,255,.45); background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.08); border-radius: 4px; padding: 4px 10px; }
.footer-col h3 { font-size: .72rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: rgba(255,255,255,.35); margin-bottom: 16px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col ul a { font-size: .87rem; color: rgba(255,255,255,.55); text-decoration: none; transition: color var(--transition); }
.footer-col ul a:hover { color: #fff; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.07); padding: 24px 0; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 16px; }
.footer-bottom span { font-size: .78rem; color: rgba(255,255,255,.3); }
.footer-links { display: flex; gap: 20px; flex-wrap: wrap; }
.footer-links a { font-size: .78rem; color: rgba(255,255,255,.3); text-decoration: none; transition: color var(--transition); }
.footer-links a:hover { color: rgba(255,255,255,.7); } */

/* ===== REVEAL ANIMATIONS ===== */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .6s ease, transform .6s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal-d1 { transition-delay: .1s; }
.reveal-d2 { transition-delay: .2s; }
.reveal-d3 { transition-delay: .3s; }
.reveal-d4 { transition-delay: .4s; }

/* ===== CONTACT SPECIFIC ===== */
.contact-grid { display: grid; grid-template-columns: 1fr 1.5fr; gap: 60px; align-items: start; }
.contact-info-item { display: flex; align-items: flex-start; gap: 16px; padding: 24px; background: #fff; border: 1.5px solid var(--gray-200); border-radius: var(--radius-sm); transition: border-color .2s; }
.contact-info-item:hover { border-color: var(--blue); }
.contact-info-icon { width: 48px; height: 48px; background: var(--blue-light); border-radius: 10px; display: flex; align-items: center; justify-content: center; color: var(--blue); flex-shrink: 0; }
.contact-info-text h4 { font-size: .9rem; font-weight: 700; color: var(--gray-900); margin-bottom: 4px; }
.contact-info-text p, .contact-info-text a { font-size: .88rem; color: var(--gray-500); text-decoration: none; }
.contact-info-text a:hover { color: var(--blue); }

/* ===== SERVICE DETAIL ===== */
.service-detail-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.service-detail-grid.reverse { direction: rtl; }
.service-detail-grid.reverse > * { direction: ltr; }
.feature-list { display: flex; flex-direction: column; gap: 16px; margin-top: 24px; }
.feature-item { display: flex; align-items: flex-start; gap: 12px; }
.feature-check { width: 22px; height: 22px; background: var(--green-light); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--green-dark); font-size: .7rem; font-weight: 700; flex-shrink: 0; margin-top: 2px; }
.feature-item p { font-size: .9rem; color: var(--gray-600); line-height: 1.65; }
.feature-item strong { color: var(--gray-900); }
.visual-card { background: linear-gradient(135deg,#0a1628,#0d2045); border-radius: 20px; padding: 40px; position: relative; overflow: hidden; }
.visual-card::before { content: ''; position: absolute; top: -50%; right: -20%; width: 300px; height: 300px; background: radial-gradient(circle,rgba(0,71,171,.4),transparent 70%); }
.visual-card-content { position: relative; z-index: 1; }
.rate-badge { display: inline-flex; align-items: center; gap: 10px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); border-radius: 12px; padding: 16px 24px; margin-bottom: 24px; }
.rate-badge .rate { font-size: 2rem; font-weight: 800; color: #fff; }
.rate-badge .rate-label { font-size: .78rem; color: rgba(255,255,255,.5); line-height: 1.4; }
.amount-range { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.amount-box { background: rgba(255,255,255,.06); border-radius: 10px; padding: 16px; text-align: center; }
.amount-box .amount { font-size: 1.2rem; font-weight: 800; color: #fff; }
.amount-box .amount-label { font-size: .72rem; color: rgba(255,255,255,.4); margin-top: 2px; }

/* ===== TABS ===== */
.tabs { display: flex; gap: 8px; background: var(--gray-100); border-radius: 10px; padding: 6px; margin-bottom: 32px; }
.tab-btn { flex: 1; padding: 10px 16px; font-family: inherit; font-size: .85rem; font-weight: 600; color: var(--gray-500); background: none; border: none; border-radius: 6px; cursor: pointer; transition: all .2s; }
.tab-btn.active { background: #fff; color: var(--blue); box-shadow: 0 2px 8px rgba(0,0,0,.08); }
.tab-content { display: none; }
.tab-content.active { display: block; }

/* ===== COMPARISON TABLE ===== */
.comp-table { width: 100%; border-collapse: collapse; margin-top: 32px; }
.comp-table th { background: var(--blue); color: #fff; padding: 16px 20px; text-align: left; font-size: .85rem; font-weight: 700; }
.comp-table th:first-child { border-radius: 10px 0 0 0; }
.comp-table th:last-child { border-radius: 0 10px 0 0; }
.comp-table td { padding: 14px 20px; font-size: .88rem; color: var(--gray-700); border-bottom: 1px solid var(--gray-200); }
.comp-table tr:hover td { background: var(--blue-light); }
.comp-table .check-green { color: var(--green); font-weight: 700; }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .services-grid, .testimonials-grid { grid-template-columns: repeat(2,1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: repeat(2,2fr); }
}
@media (max-width: 768px) {
  .hero-inner, .service-detail-grid, .contact-grid { grid-template-columns: 1fr; }
  .service-detail-grid.reverse { direction: ltr; }
  .services-grid, .testimonials-grid, .steps-grid, .stats-grid { grid-template-columns: 1fr; }
  .nav-links, .nav-right { display: none; }
  .ham { display: flex; }
  .hero { padding: 100px 0 60px; }
  .section { padding: 60px 0; }
  .form-grid { grid-template-columns: 1fr; }
  .form-group.full { grid-column: auto; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .footer-links { justify-content: center; }
  .hero-btns { flex-direction: column; }
  .calc-card { padding: 24px 20px; }
  .page-hero { padding: 120px 0 60px; }
  .amount-range { grid-template-columns: 1fr; }
  .contact-grid { gap: 40px; }
}